These days, everyone is searching for a little more certainty, especially when shopping for a home. If this sounds like you, know that there is an immediate and comforting way to purchase a home in 2020. It's by getting pre-approved for a home loan.
**Skip ahead! Get your mortgage pre-approval letter fast by starting the application today. It only takes a few minutes to complete, and you can do it entirely online.
One of the first benefits of getting pre-approved is getting insight into your financial health and how much home you can afford. One of the first steps we take to get you pre-approved is to check your credit score and analyze your debt-to-income ratio (DTI).
Often, our applicants are surprised at much credit they are awarded! And other times, getting your credit score and DTI where it should be will take a few extra steps. Either way, you'll have peace of mind of knowing exactly where you stand --and this gives the upper hand over most home shoppers out there.
We get it: real estate browsing and imagining your life in a new home is fun. But when you're serious about buying a home, endless scrolling and "guesstimating" affordability will only waste your time and cause you to miss real opportunities. However, with a pre-approval letter on hand, you can browse confidently, without any murky assumptions about your homebuying power.
Another benefit of browsing with pre-approval is that you'll gain a better picture of all the financial obligations of owning a home. Many overlook the costs of HOA fees, insurance, and property taxes. We'll help you determine the "sweet spot" monthly mortgage payment to make your purchase and accompanying costs transparent.
Low-interest rates and low property inventory means facing competition. And when your dream home is at stake, you want every advantage over other home shoppers. That's where your pre-approval can help you once again! An offer from a pre-approved buyer generally carries more weight than a similar offer from an interested party without pre-approval.
Finding stability where you can is more important than ever before, and this pandemic doesn't have to wreck your homeownership aspirations. Get pre-approval today so you can browse and bid with confidence in one of the lowest interest rate environments the US has ever seen!
We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention.
For immediate assistance:
Sr. Mortgage Advisor
NMLS186548 / AZ MLO Lic# 0913442
31351 Rancho Viejo Road,
Suite 201, 202, 203, 207,
San Juan Capistrano, CA 92675
NMLS3029 / NMLS1790854
An Equal Housing Opportunity Lender / www.nmlsconsumeraccess.org
RESIDENTIAL MORTGAGE LOAN SERVICERS ARE REGULATED BY THE OREGON DIVISION OF FINANCIAL REGULATION. TO FILE A COMPLAINT, CALL (888) 877-4894 OR VISIT HTTP://DFR.OREGON.GOV.
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