A point is a percentage of the loan amount, or 1-point = 1% of the loan, so one point on a $100,000 loan is $1,000. Points are costs that need to be paid to a lender to get mortgage financing under specified terms. Discount points are fees used to lower the interest rate on a mortgage loan by paying some of this interest up-front. Lenders may refer to costs in terms of basic points in hundredths of a percent, 100 basis points = 1 point, or 1% of the loan amount.
We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention.
For immediate assistance:
Sr. Mortgage Advisor
NMLS186548 / AZ MLO Lic# 0913442
31351 Rancho Viejo Road,
Suite 201, 202, 203, 207,
San Juan Capistrano, CA 92675
NMLS3029 / NMLS1790854
An Equal Housing Opportunity Lender / www.nmlsconsumeraccess.org
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